The Wall Street Journal posted a video entitled, "Why Your Bank'​s Savings Rate Isn'​t Increasing With the Fed'​s," which says, "The Federal Reserve'​s interest rate continues to climb, reaching nearly 4% in November. But the average savings account'​s interest rate is just 0.​16%. Here'​s how banks determine that rate — and which accounts are paying closer to the Fed'​s." They ask, "But what about the interest rates that make you money, like on your savings accounts? Right now the average savings account pays less than a quarter of a percent, but some savings rates are going up.... Here'​s why most savings rates and which ones aren'​t."

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