"Talking to Chuck", The Wall Street Journal Interviews Charles Schwab. Saturday's Journal discusses "democratic capitalism with the founder of the eponymous brokerage and asset manager. "Mr. Schwab sweat those transaction costs out of the process so that even small traders could have a go at it. Brokers have become "commoditized" agents, he likes to say. Schwab's fees on its money-market funds are as low as 0.4% and they keep shrinking, says the article.